Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we have access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
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Apply NowCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 2.09%
- $427.81
- $84.21
-
- 5 Years
- 4.59%
- $558.49
- 2.19%
- $432.68
- $125.81
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
HOW CAN I ASSIST YOU?
Buying a home is one of the biggest investments most of us will ever make, and I'm here to help you make the most of this considerable investment. I look forward to working with you to assess your real estate financing options. Whether you'd like to buy your first home, renovate an existing property, or leverage the equity you've built, I'm here to discuss strategies and products available to you.
As a Mortgage Specialist, my job doesn’t stop at finding the right financing solution for you. I can provide you with advice and information on living with your mortgage, such as pay down strategies that will help you own your home sooner, or options for your next property purchase. If you have any questions along the way, or even down the road, I encourage you to contact me.
As a Mortgage Specialist, I work with you to discuss the facts, figures, and information needed to make informed financing decisions. Whether obtaining your first mortgage, transferring your mortgage, or renewing your mortgage for another term, it’s important that you make decisions that you're comfortable with.
Your home is a significant investment, and when it comes to choosing the mortgage that suits your needs, I will be there from start to finish to help you make choices to meet your goals.
If you’d like more information about mortgage financing solutions, please don’t hesitate to contact me. I’m here to help you create a plan that best works for you.
Free Mortgage Review
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Videos
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DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
As a first time homebuyer, I was unfamiliar with the entire process of purchasing a house, to say the least. I did some preliminary groundwork myself but soon found myself overwhelmed. Wu from Fanson, not only secured a better rate than I had been offered, but also patiently and thoroughly explained each step of the way. He is extremely knowledgeable and professional, and worked hard to get me into the home I really wanted. I couldn’t be happier and would recommend him and Fanson Capital to ANYONE looking to buy a home!
-Jamie
Getting a mortgage (or in our case refinancing our existing mortgage) can be a very stressful time. Trying to determine the best rate and terms, or deciding who has the best offer, is a real challenge. We did our homework, but it was a daunting task until we called Wu Mortgage Specialist at Fanson Capital. Due to our opposite work schedules and busy family most of the process was conducted via phone and email, which was a great option for us. Wu answered all our questions in a professional and prompt manner and showed us various options that he felt would be best for us. There was no pressure for a specific product or financial institution, he was focused 100% on providing our best solution. He even recommended a few lawyers to consult, and then arranged our appointment once we had chosen one. Thanks to Wu our Mortgage Broker we completed the process quickly and painlessly. We couldn’t be happier with the service we received, and will definitely be returning to Wu after our term is complete. Many thanks to the Faonson Mortgage team!
Lilian & Long
I am a realtor and purchasing an investment pre-sale condo in Burnaby, and got rejected from a famous mortgage broker company. My completion date was coming in a month, and I was very worried. Then, I got referral from my colleague, and Wu provided me with two different solutions. Finally my case got approved with satisfied term and rate. I am happy with it. Thanks Wu and your team! I will definitely recommend to my clients and colleagues.
-Ben
I am a new immigrant relocating from Saskatoon to Vancouver, and looking for purchasing a property in Burnaby. Finally, we got introduced from one of my friend highly recommending Wu. He is very experienced and patient, and it got approved in two days, and I am so happy with it. Highly recommend!
-Xiaoxiao & Xu
I just landed as a new immigrant ten months ago,and am looking to purchase an investment property in Chilliwack. I got referral from one of my friend, and Wu got my application approved in a day from Scotiabank with very satisfied term and rate. He is very knowledgeable and professional. I would definitely come back and recommend to all of my friend!
-Amy
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